Approvals powered by plain‑English rules
Update lending policies in minutes, not months. Maintain full auditability for compliance.
The problem
Lending institutions struggle with hard-coded approval policies that take months to update. Business teams must rely on engineering to implement even simple rule changes.
Complex decision trees involving debt-to-income ratios, loan-to-value calculations, and credit scores are buried in legacy code, making them difficult to audit and impossible to update quickly.
Market conditions change rapidly, but lending policies can't keep pace, leading to missed opportunities and competitive disadvantages.
The RulzAI solution
Stream applications → Calculate DTI/LTV → Apply sequential approval logic → Route to underwriting → Update loan management systems
Plain-English approval policies
Sequential decision logic (DTI/LTV)
Instant policy updates
Complete audit trail
Outcomes
Rapid policy changes
Full audit trail
Consistent decisions